To be eligible to borrow through the Federal Parent PLUS Loan program, a parent must be a biological or adoptive parent of the undergraduate student or married to the student’s parents. Thus, stepparents are eligible to borrow Federal Parent PLUS loans only while they are married to the student’s biological or adoptive parent. If the stepparent’s spouse dies, or the stepparent gets divorced, the stepparent is no longer eligible for the Federal Parent PLUS loan .
The student and parent must also satisfy other general eligibility requirements for federal student aid , including citizenship status, student enrollment in an eligible degree or certificate program you can try these out, and neither student nor parent in default on a federal student loan or grant overpayment.
To obtain a Federal PLUS Loan , talk to the college’s financial aid office . The Federal PLUS Loan is disbursed through the college financial aid office , so they administer the application process and determine the maximum amount you can borrow. They will ask you to complete a PLUS loan application at the web site. Continue Reading →